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# Incenter Lender Services

## Sitemaps

- [XML Sitemap](https://www.incenterls.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [A Matter Of Grace And Grit](https://issuu.com/ambizmedia/docs/mortgage_women_magazine_2025_issue_3/22) - Success for women in our field isn't about merely keeping up. It's about leading the way. And that requires something more than just knowledge. It takes adaptability, boldness, and an unwavering commitment to growth and relevancy.
- [Rescue Your Clients From High Tax & Insurance Costs](https://nationalmortgageprofessional.com/news/rescue-your-clients-high-ti-costs)
- [Softening the Impact of Spiking Escrows: Incenter’s Alison Tulio](https://newslink.mba.org/mba-newslinks/2024/august/mba-newslink-wednesday-aug-14-2024/softening-the-impact-of-spiking-escrows-incenters-alison-tulio-and-craig-eagleson/#new_tab) - High valuations and interest rates are not the only factors that have negatively impacted the mortgage industry. Added to these major hurdles, spiking escrows due to rising property tax assessments and homeowners insurance costs are pushing some borrowers to the brink of default. MBA NewsLink asked Alison Tulio, Esq., President, Incenter Tax Solutions, and Craig Eagleson, President and Chief Revenue Officer, Incenter Insurance Solutions, what they’re seeing, and how lenders and servicers should respond.
- [As Escrows Spike, Incenter’s New Bundled Products Help Struggling Borrowers Stave Off Defaults](https://www.businesswire.com/news/home/20240515940648/en/As-Escrows-Spike-Incenter’s-New-Bundled-Products-Help-Struggling-Borrowers-Stave-Off-Defaults#new_tab) - Offered Through Servicers and Lenders, Combined Property Tax and Homeowners Insurance Reviews Cost Nothing and Can Save Thousands
- [Climbing to the Top of the PR Ladder](https://www.incentermarketing.com/climbing-to-the-top-of-the-pr-ladder/)
- [The Most Common Lead Generation Missteps To Avoid In A Tight Economy: Here’s How To Maximize Performance](https://www.incenterls.com/the-most-common-lead-generation-missteps-to-avoid-in-a-tight-economy-heres-how-to-maximize-performance/) - According to Vashti Brotherhood, a 30-year veteran of the national marketing industry and President of Incenter Marketing, “Lead generation and branding are two distinct disciplines, but they must work together in order for digital marketing campaigns to be fully optimized.
- [Executive Perspective: Vashti Brotherhood, President, Incenter Marketing](https://www.incenterls.com/executive-perspective-vashti-brotherhood-president-incenter-marketing/) - May 12, 2023 CEO strategies in a tight economy must include marketing, as it is a versatile business tool that can be deployed during uncertain economic times to stabilize current customer bases while continuing to build the brand. Over the past six months, the daily drumbeat of economic predictions has put a great deal of downward
- [2023 HW Marketing Leader: Vashti Brotherhood](https://www.incenterls.com/2023-hw-marketing-leader-vashti-brotherhood/) - HousingWire | July 5, 2023 As President of Incenter Marketing, Vashti Brotherhood leads the Incenter family of companies and external mortgage industry clients to success by reminding them of a simple truth: To build a business in a challenging economy, you have to make prospects care. By enabling them to develop a differentiated narrative and
- [Incenter Marketing Launches New Sales Engagement Practice, Empowering Sales Teams With Digital Solutions And Event Management Services To Drive More Meaningful Connections With Clients](https://www.prnewswire.com/news-releases/incenter-marketing-launches-new-sales-engagement-practice-empowering-sales-teams-with-digital-solutions-and-event-management-services-to-drive-more-meaningful-connections-with-clients-302019081.html?tc=eml_cleartime#new_tab) - As companies look for new and creative ways to enable their sales teams with the latest innovations in the marketplace, they can now tap into the cutting-edge solutions being offered by Incenter Marketing.
- [Incenter Marketing’s Katrina Orlando: Embracing Digital Tools To Strengthen Customer Relationships](https://www.incenterls.com/incenter-marketings-katrina-orlando-embracing-digital-tools-to-strengthen-customer-relationships/) - Katrina Orlando is Vice President of Sales Engagement at Incenter Marketing. With a career spanning over two decades in the mortgage industry, she is a fervent advocate for integrating digital technology to strengthen customer relationships. She specializes in utilizing video messaging, social media and AI-driven tools to elevate the customer experience in mortgage lending.
- [Student-loan changes present opportunities for banks](https://www.americanbanker.com/news/student-loan-changes-present-opportunities-for-banks#new_tab) - President Donald Trump's plans to shift student loans to the Small Business Administration is offering small banks and credit unions the opportunity to raise their profiles in an asset class that's been dominated by the government for more than a decade.
- [Bank Student Loans: Compare Rates, Pros and Cons](https://www.credible.com/student-loans/bank-student-loans#new_tab) - Bank student loans can help you pay for school, but they have some notable drawbacks when compared with federal student loans.
- [Resilient, Resourceful, Ready: Adapting to the changing mortgage market with fresh strategies and forward momentum](https://nationalmortgageprofessional.com/news/resilient-resourceful-ready#new_tab)
- [Incenter hires two new VPs to oversee national accounts](https://www.housingwire.com/articles/incenter-kathie-rose-wayne-brown-nationa-accounts/)
- [The Housing Scene: Student Debt Issues Can Be Solved](https://www.msn.com/en-us/money/loans/the-housing-scene-student-debt-issues-can-be-solved/ar-AA1wT52Q)
- [Understanding Income Share Agreements: A New Model for College Financing](https://www.credible.com/refinance-student-loans/income-share-agreements#new_tab)
- [Pilot Aims To Boost Borrowers With Student Debt](https://nationalmortgageprofessional.com/news/pilot-aims-boost-borrowers-student-debt#new_tab)
- [Building Muscle While Staying Lean: The Playbook For Winning Mortgage Firms](https://mymortgagemindset.com/building-muscle-while-staying-lean-the-playbook-for-winning-mortgage-firms/#new_tab)
- [Ralph Armenta Joins Incenter Lender Services as President, Lending-in-a-Box](https://www.businesswire.com/news/home/20240818647677/en/Ralph-Armenta-Joins-Incenter-Lender-Services-as-President-Lending-in-a-Box#new_tab) - Leader Is Responsible for Mortgage and Non-Mortgage Products that Generate More Revenue and Liquidity for Lenders, IMBs, Credit Unions, and Servicers
- [Media Blitz](https://www.scotsmanguide.com/residential/media-blitz/) - News coverage can be the difference between ‘Who are you?’ and ‘I see you everywhere’
- [Incenter Diligence Solutions’ Pamela Hamrick–Non-QM: To QC or Not to QC?](https://newslink.mba.org/mba-newslinks/2024/june/mba-newslink-friday-june-21-2024/incenter-diligence-solutions-pamela-hamrick-non-qm-to-qc-or-not-to-qc/#new_tab) - Late last summer, Fannie Mae’s pre-funding quality control review requirements for agency loans caught the attention of an unexpected mortgage industry segment: Non-QM/Non-Agency loan originators. MBA NewsLink asked Pamela Hamrick, President of Incenter Diligence Solutions, to explain.
- [Incenter Lender Services promotes Sara Parrish to COO](https://www.incenterls.com/incenter-lender-services-promotes-sara-parrish-to-coo/) - Parrish will remain the president of CampusDoor, Incenter's subsidiary focused on student loans
- [Capturing Gen Zers’ And Millennials’ Loyalty Years Before They Buy A Home](https://mymortgagemindset.com/capturing-gen-zers-and-millennials-loyalty-years-before-they-buy-a-home/#new_tab) - Slower inflation and moderating interest rates could help usher in more purchase revenue, but mortgage lenders still face a major challenge. Many are invisible to the generations who will shape their future prosperity—the Gen Zers and Millennials who can’t afford a home and have never visited a mortgage lender.
- [Loan buybacks haven’t disappeared, but they are trending down](https://www.housingwire.com/articles/loan-buybacks-havent-disappeared-but-they-are-trending-down/#new_tab) - To avoid costly repurchases, quality control efforts have ramped up across the industry, with future technologies expected to further amplify accuracy.
- [Savings Solutions](https://www.suburbanlifemagazine.com/article/3626/Savings-Solutions#new_tab) - Incenter Tax Solutions’ complimentary property tax reviews put thousands of dollars back into homeowners’ pockets.
- [Connect with Pamela Hamrick, President, Incenter Diligence Solutions | Episode 185](https://soundcloud.com/user-312302597/connect-with-pamela-hamrick-president-incenter-diligence-solutions-episode-185#new_tab) - Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers and shakers in the mortgage industry. This week we welcome Pamela Hamrick, President, Incenter Diligence Solutions
- [Author Showcase: Pamela Hamrick, Incenter Diligence Solutions](https://www.scotsmanguide.com/podcasts/author-showcase-pamela-hemrick-incenter-diligence-solutions/#new_tab) - In Episode 26 of the Scotsman Guide Author Showcase, Carl White interviews Pamela Hamrick of Incenter Diligence Solutions about his article, “Prevent the Dreaded Loan Buyback,” in the January 2024 issue of Scotsman Guide Residential Edition.
- [The Resilient Leader: Sara Parrish's Path to Presidency at CampusDoor](https://www.xinnix.com/resources/podcasts/in-excellent-company-the-resilient-leader-sara-parrish#new_tab) - Have you ever wondered how some leaders not only survive but thrive through adversity? It's time for you to meet Sara Parrish, who shares her remarkable and unconventional journey to the top of CampusDoor.
- [Serious delinquencies hit 1999 low; tax, insurance costs up](https://www.nationalmortgagenews.com/news/serious-delinquencies-hit-1999-low-tax-insurance-costs-up#new_tab) - The latest round of loan performance numbers adds to evidence there's relative strength in mortgages compared to other consumer finance sectors, but there are still reasons to worry about performance.
- [Why distressed loans are scarce but market activity is up](https://www.nationalmortgagenews.com/news/why-distressed-loans-are-scarce-but-market-activity-is-up#new_tab) - Serious delinquency rates by at least one measure have dropped to a low not seen since 1999, but distressed servicing trades may be trending in the other direction. That's in part because interest rate-related developments have created an environment where more mortgage firms are interested in selling, according to Pamela Hamrick, president of Incenter Due Diligence.
- [Should you outsource? Factors mortgage lenders ought to consider](https://www.nationalmortgagenews.com/list/mortgage-experts-talk-outsourcing-and-offshoring-operations#new_tab)
- [Prevent the Dreaded Loan Buyback](https://www.scotsmanguide.com/residential/prevent-the-dreaded-loan-buyback/#new_tab) - Picture this: An independent mortgage bank (IMB) that makes 100 loans per month is gradually and strategically emerging from the industry downturn. The lender has diversified its products and services, automated its previously clunky processes and hired some star loan officers. All is moving in the right direction until 10 unexpected loan buyback requests come in from Fannie Mae, costing a total of $1 million. The impetus for the repurchases are loan defects that were never caught during the prefunding stage of the fulfillment process.
- [Incenter Diligence Solutions President Pamela Hamrick: Elevating QC to a Growth Leader](https://www.incenterls.com/incenter-diligence-solutions-president-pamela-hamrick-elevating-qc-to-a-growth-leader/) - Just before Labor Day, Fannie Mae instituted new prefunding quality control review requirements, leading to larger discussions of the financial impact of QC processes on mortgage lenders. MBA NewsLink asked Pamela Hamrick, President, Incenter Diligence Solutions, to elaborate.
- [Sara Parrish Makes Central Penn's 40 Under 40 in 2023](https://www.incenterls.com/sara-parrish-makes-central-penns-40-under-40-in-2023/) - October 20th, 2023 | Central Penn Business Journal How would you say you inspired change in your organization or the community as an up-and-coming leader? In my organization, I've been able to spearhead a culture of work-life balance, which is a rarity at many financial technology companies. I would never want anyone to miss family
- [What should home buyers do right now? Opinions from housing experts](https://themortgagereports.com/108035/housing-expert-advice-for-home-buyers-q4-2023#new_tab) - Mortgage rates spiked to two-decade highs, for-sale housing inventory’s continually strained and home prices remain elevated by-and-large. So what’s a hopeful home buyer supposed to do?
- [Opinion: To maximize loan officer performance, be the person at the table to help](https://www.incenterls.com/opinion-to-maximize-loan-officer-performance-be-the-person-at-the-table-to-help/) - by Bruno Pasceri, October 15, 2023 | National Mortgage News A few years ago, one of my colleagues started her car and saw her "low tire pressure" light flash on. Unable to add air herself, she trekked to a few gas stations that couldn't or wouldn't help her. Finally, one attendant pulled out the stops
- [Pamela Hamrick, President, Incenter Diligence Solutions, Honored Among “Powerful Women of Mortgage Banking”](https://www.incenterls.com/pamela-hamrick-president-incenter-diligence-solutions-honored-among-powerful-women-of-mortgage-banking/) - October 2023 | Mortgage Banker Magazine How close are we to a place where gender is not a distinction in mortgage banking? We're making excellent progress. The many women who have risen to the top, and are elevating other women, are accelerating our momentum. Becoming "the best" in our fields also makes gender distinction irrelevant.
- [Student Debt Is Coming Home to Roost](https://www.incenterls.com/student-debt-is-coming-home-to-roost/) - Imagine the dilemma facing Emily, a 40-year-old single mother who is eager to buy her first home. A psychologist with $30,000 in federal undergraduate student loans, she lived frugally during the COVID-19 pandemic and saved more than usual after the government sanctioned a loan payment pause. Home prices are still a stretch for her. With her payments resuming, will she be able to take on a mortgage too?
- [CampusDoor’s Sara Parrish: Why the Resumption of Student Loan Payments Matters to Mortgage Lenders](https://www.incenterls.com/campusdoors-sara-parrish-why-the-resumption-of-student-loan-payments-matters-to-mortgage-lenders/) - MBA Newslink | September 6, 2023 Should the end of the pandemic-related pause on federal student loan payments matter to mortgage lenders? Sara Parrish, President of Incenter company CampusDoor, says “Absolutely yes” in an interview with MBA Newslink. Sara Parrish is President of Incenter company CampusDoor, one of the nation’s largest third-party student and specialty loan origination platforms. The firm
- [Q&A With Alison Tulio, President, Incenter Tax Solutions](https://www.incenterls.com/qa-with-alison-tulio-president-incenter-tax-solutions/) - REI Ink | September 6, 2023 A Conversation on How Property Taxes Influence Investment Property Acquisitions & Management Whether you are buying, selling, building or managing a real estate investment portfolio, property taxes are an important consideration. They can be a bell-weather for changing market values, an advantageous selling point for sellers and their real
- [How Student Lending Can Benefit Non-Bank Lenders](https://www.housingwire.com/videos/how-student-lending-can-benefit-non-bank-lenders/#new_tab)
- [Why mortgage lenders should get into college loans](https://www.incenterls.com/why-mortgage-lenders-should-get-into-college-loans/) - by Steve Winnie for National Mortgage News | January 21, 2021 Growing up in the humblest of circumstances, I’ve always believed that education is the golden ticket to a sweeter life. That’s why my heart simultaneously leapt and sank when I was accepted to Cornell Law School many years ago. Just millimeters from my goal
- [How To Communicate With Your Team Effectively Even If You Are Rarely In The Same Physical Space](https://www.incenterls.com/how-to-communicate-with-your-team-effectively-even-if-you-are-rarely-in-the-same-physical-space/) - by David Liu, Authority Magazine | April 7, 2021 Stay clear and focused. Communication is always a two-way dialogue. You have to be ready to empathize and listen, genuinely and openly. You need to come to the virtual table with a clear head. That’s more difficult these days given COVID-19. As a leader, I’m naturally ruminating
- [Sara Parrish Promoted to President of CampusDoor](https://www.incenterls.com/sara-parrish-promoted-to-president-of-campusdoor/) - BusinessWire | April 7, 2022 Leader to Oversee One of the Nation’s Largest Student Loan Origination Platforms CampusDoor, one of the nation’s largest third-party student and specialty loan origination platforms, announces the promotion of Sara Parrish to President. “I am honored and thrilled to lead CampusDoor” She will be responsible for the growth and performance
- [What Student Loan Servicing Can Teach Lenders About Gen Z](https://www.incenterls.com/what-student-loan-servicing-can-teach-lenders-about-gen-z/) - by Brad Finkelstein, National Mortgage News | January 19, 2023 While many assume that the best way to reach Gen Zers is through their phones, in reality, they want a personal connection, especially regarding their financial products. Mortgage originators need to keep in mind as the leading edge of this age group — those born
- [How will the student loan decision impact the mortgage industry?](https://www.incenterls.com/how-will-the-student-loan-decision-impact-the-mortgage-industry/) - Consumers struggling to pay college bills could face more financial difficulties with legal challenges impeding attempts at student debt cancellation and forbearance for federal loans of this type ending, but some things will minimize mortgage impacts.
- [Incenter Tax Solutions Advises Commercial Property Owners to Scrutinize their Tax Assessments](https://www.incenterls.com/incenter-tax-solutions-advises-commercial-property-owners-to-scrutinize-their-tax-assessments/) - BusinessWire | April 5, 2022 FORT WASHINGTON, Pa.--(BUSINESS WIRE)--With inflation, rising energy costs, supply chain interruptions and continued fallout from the pandemic exerting financial pressures on commercial property owners, Incenter Tax Solutions is urging them to find new ways to maximize savings--including scrutinizing their property tax assessments. “between 30 and 60 percent of taxable property in the
- [How Tax Appeal Aid Could Help Lenders Re-Engage With Borrowers](https://www.incenterls.com/how-tax-appeal-aid-could-help-lenders-re-engage-with-borrowers/) - by Andrew Martinez, National Mortgage News | July 27, 2023 Mortgage lenders could be missing out on a way to re-engage with homeowners and guide them to potential thousands of dollars in savings. Property tax payments are climbing at an exponential rate, but homeowners can offset those costs with a successful property tax assessment appeal. Borrowers
- [Tax Appeal May Bring Big Savings](https://www.incenterls.com/tax-appeal-may-bring-big-savings/) - by Lew Sichelman, Banker & Tradesman | January 22, 2023 Rising Property Values Will Drive Taxes Up Property taxes are rising right along with the cost of food, gas and other necessities. One main difference: You won’t have to wait for inflation to come down to lower your property taxes. And you can do it
- [Customized Reporting Streamlines Intricate Due Diligence Processes](https://www.incenterls.com/customized-reporting-streamlines-intricate-due-diligence-processes/) - “In an active trading market, participants must be able to quickly identify and manage their short-term and long-term risks so that they can transfer assets with agility and seize new revenue opportunities,” says Pamela Hamrick, president of Incenter Diligence Solutions, formerly known as Edgemac. “Incenter Diligence is streamlining the obstacle-ridden diligence processes.”
- [Incenter Diligence Solutions Expands Services for MSR Buyers, Sellers](https://www.incenterls.com/incenter-diligence-solutions-expands-services-for-msr-buyers-sellers/) - Incenter Diligence Solutions, a provider of due diligence and document management services for the mortgage industry, announced on Wednesday that it has expanded offerings for the mortgage servicing rights (MSR) trading market.
- [In Excellent Company With Bruno Pasceri](https://www.youtube.com/watch?v=QsnRv9fmvZ0#new_tab)
- [Mortgage Leadership Outlook](https://www.youtube.com/watch?v=k9S136V1TCQ&t=50s#new_tab)
- [Bruno Pasceri of Incenter LLC on Changing Mortgage Market Conditions](https://www.incenterls.com/bruno-pasceri-of-incenter-llc-on-changing-mortgage-market-conditions/) - June 21, 2022 NEWSLINK: How important is improving market share, particularly as refinance share continues to decline? Is it too late? PASCERI: The business environment has become much less forgiving due to the unprecedented speed with which interest rates have risen. Everyone expected an increase, but moving from 3% to over 5% with little daylight in between

## Pages

- [Home](https://www.incenterls.com/) - Incenter is a collection of senior level executives with deep roots in the depository and lending industry. Our client engagements all begin with a simple question: What keeps you up at night? Your answer shapes a customized enterprise business review and recommendation detailing which Incenter solution or set of solutions will have the greatest, fastest impact on your business challenges and goals.
- [Kathleen Dutill](https://www.incenterls.com/kathleen-dutill/) - Kathleen (Kate) Dutill, J.D., LL.M., joined Incenter in 2024 as Chief Legal Counsel. In her role, she provides legal oversight and counsel for both Incenter and its member firms on a wide range of issues as Incenter expands its solution portfolio. These include matters related to corporate finance, human resources, dispute resolution and regulatory compliance. Kate combines a strong background in the lending and servicing industries with a collaborative, problem-solving orientation—supporting Incenter’s goal of moving innovative solutions into the marketplace swiftly and responsibly. Before joining Incenter, she was Associate Counsel with Cenlar FSB. Earlier, she managed litigation at Ocwen Financial Corporation and GMAC Mortgage. Kate earned her J.D. from Penn State Dickinson Law, her LL.M. in Taxation from Villanova University Charles Widger School of Law, and a Bachelor’s Degree in Political Science from La Salle University.
- [Leadership](https://www.incenterls.com/leadership/) - Our people make the difference.
- [Michael Sicilia](https://www.incenterls.com/michael-sicilia/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.6″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://www.incenterls.com/wp-content/uploads/2023/08/AT-Bio-BR1.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” width=”90%” max_width=”1440px” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” animation_direction=”bottom” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]LEADERSHIP[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI4NSJ9fQ==@” button_text=”All Leadership” button_alignment=”right” button_alignment_tablet=”right” button_alignment_phone=”left”
- [Contact](https://www.incenterls.com/contact/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://incenterlender.wpenginepowered.com/wp-content/uploads/2023/08/INCLS-PhillyBR3.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” animation_direction=”bottom” header_font_size_tablet=”48px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]Connect with Us AND LET THE POWER OF INCENTERWORK FOR YOU[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_id=”mission” _builder_version=”4.22.0″ _module_preset=”default” background_color=”gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c” custom_margin=”0px||||false|false” custom_padding=”125px||125px||true|false” global_colors_info=”{%22gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c%22:%91%22background_color%22%93}”][et_pb_row column_structure=”3_5,2_5″
- [CRA Exchange](https://www.incenterls.com/cra-exchange/) - The Incenter CRA Exchange Platform, complimentary for banks, IMBs (independent mortgage banks), and credit unions to join, dramatically streamlines current trading and transfer processes and elevates the standard for best execution in CRA-qualified loan sales. Developed with e11tec and Watermark TPO, a division of Watermark Capital, Inc., the platform is the latest Incenter innovation to improve lenders’ and depositories’ financial performance by removing operational roadblocks and increasing revenue-generating opportunities.
- [Appraisal Solutions](https://www.incenterls.com/appraisal-solutions/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.0″ _module_preset=”default” background_color=”gcid-4f4828c5-cd8b-4273-afa8-6c9486d6b659″ custom_padding=”20px||40px||false|false” global_colors_info=”{%22gcid-4f4828c5-cd8b-4273-afa8-6c9486d6b659%22:%91%22background_color%22,%22background_color%22%93}” theme_builder_area=”post_content”][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.22.0″ _module_preset=”default” width=”90%” max_width=”1440px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_3″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https://www.incenterls.com/wp-content/uploads/2025/07/Incenter-Appraisal-Solutions_Logo_HEX.png” title_text=”Incenter Appraisal Solutions_Logo_HEX” align_tablet=”” align_phone=”center” align_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” width=”75%” width_tablet=”75%” width_phone=”80%” width_last_edited=”on|phone” max_width=”100%” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][/et_pb_image][/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text content_tablet=” incenterinsurance.com › ” content_phone=” incenterinsurance.com › ” content_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”gcid-7bd2003c-754e-49da-a140-11f4fcd8e236″
- [Insurance Solutions](https://www.incenterls.com/insurance-solutions/) - Ideal Insurance Agency is a national insurance agency with a local presence. Licensed and operating in all 50 states, the Incenter Insurance team delivers a personalized approach to insurance solutions across all product lines including home, auto, life and commercial. IIS also offers specialty services and products to mortgage lenders.
- [Capital Advisors](https://www.incenterls.com/capital-advisors/) - Incenter Mortgage Advisors exists for the sole purpose of helping depository and lending CEOs drive stronger performance from all capital markets related strategies, decisions and activity.
- [Jake Haynes](https://www.incenterls.com/jake-haynes/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://www.incenterls.com/wp-content/uploads/2025/06/INCLS-NewsheaderJH2.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” width=”90%” max_width=”1440px” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|phone” animation_direction=”bottom” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]LEADERSHIP[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI4NSJ9fQ==@” button_text=”All Leadership” button_alignment=”right” button_alignment_tablet=”right” button_alignment_phone=”left”
- [Sara Parrish](https://www.incenterls.com/sara-parrish/) - Sara holds both the corporate position of Incenter Chief Operating Officer and President of CampusDoor.
- [MBA Annual October 2024](https://www.incenterls.com/mba-annual/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.2″ _module_preset=”default” background_enable_color=”off” background_image=”https://www.incenterls.com/wp-content/uploads/2024/10/26359-ac24-web-header-lp.jpg” background_size=”contain” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” custom_padding=”300px||0px||false|false” custom_padding_tablet=”189px||67px||false|false” custom_padding_phone=”67px||67px||false|false” background_last_edited=”on|desktop” background_image_tablet=”https://www.incenterls.com/wp-content/uploads/2024/10/26359-ac24-web-header-lp_crop.jpg” background_enable_image_tablet=”on” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” module_id=”who-we-are” _builder_version=”4.27.2″ _module_preset=”default” background_color=”#FFFFFF” custom_margin=”0px||||false|false” custom_padding=”0px||0px||true|false” custom_padding_tablet=”0px||0px||true|false” custom_padding_phone=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” width=”90%” max_width=”1280px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” header_text_color=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005″ header_font_size=”48px” custom_padding=”||||false|false” animation_style=”slide”
- [Mike Lord](https://www.incenterls.com/mike-lord/) - As Chief Financial Officer of Incenter Lender Services, Michael (Mike) Lord is responsible for maximizing the firm’s efficiency and financial strength, drawing on his expertise in strategic planning, risk management, operational streamlining, and capital optimization. He leverages a data-driven approach to financial operations, ensuring that they support business objectives and foster innovation. In addition, Mike oversees Incenter Accounting Solutions, which provides outsourced CFO and accounting services to Incenter clients. Mike joined Incenter in late 2023 and was previously CFO of Finance of America Companies. With more than 20 years’ corporate finance experience, he transitioned from the manufacturing to the mortgage/lending industry in 2006. Earlier, he was also the CFO of Gateway Funding, which was acquired by Finance of America Holdings in 2015. He earned a bachelor’s degree in accounting from Rutgers University.
- [Pink Day](https://www.incenterls.com/pink-day/) - Incenter Lender Services is celebrating Breast Cancer Awareness Month this October by increasing attention and support for the prevention, early detection, and treatment of breast cancer.
- [Diligence Solutions](https://www.incenterls.com/diligence-solutions/) - Incenter Diligence Solutions provides a comprehensive suite of loan diligence and documentation management services in support of the acquisition and transfer of whole loans and MSR. IDS’ market differentiator is its ability to deliver custom solutions, at scale, that meet the specific needs of each investor, servicer or mortgage lender.
- [Tom Piercy](https://www.incenterls.com/tom-piercy/) - Tom joined Incenter Mortgage Advisors in 2016 with more than 30 years of active trading have earned him first-call status from literally hundreds of industry buyers and sellers seeking secondary market MSR expertise in support of their risk and liquidity strategies. Tom helms the Incenter National Enterprise Business Development initiative: an elite team of seasoned industry executives focused on relationship building at the highest level of our client organizations.
- [JB Long](https://www.incenterls.com/jb-long/) - JB joined Incenter during the summer of 2023 as both Chief Revenue Officer of Incenter and President of Incenter Capital Advisors (formerly Incenter Mortgage Advisors). An industry M&A and capital markets specialist with almost 30 years of experience, his arrival coincided with the buyout and exit of Incenter from Finance of America. At this pivotal moment, JB’s insight and guidance helped galvanize and refine Incenter’s vision for the future as well as strategic initiatives including acquisitions, capital raises and the formation of the Executive Leadership Team. As Chief Revenue Officer, JB is responsible for strategic growth at both the enterprise and divisional levels. He works closely with the other members of the Executive Leadership Team to align corporate business performance goals with emerging market needs and opportunities. Daily topics include potential acquisitions and service line expansions, CEO engagement strategies and business development support and guidance. 
- [Tax Solutions](https://www.incenterls.com/tax-solutions/) - Incenter Tax Solutions protects residential and commercial property owners from overpaying on their property taxes. A simple online review determines if the property’s valuation for tax assessment purposes is accurate. If the valuation is deemed excessive, Incenter Tax Solutions goes to bat for the property owner and appeals to the local tax board to have the property’s valuation reviewed and, if lowered, the property tax reduced. Incenter Tax Solutions provides services directly to residential and commercial property owners or as an added-value service through lenders and real estate agents.
- [Marketing](https://www.incenterls.com/marketing/) - Incenter Marketing is a full-service marketing agency that creates memorable, distinctive and impactful brands and campaigns. Specific services include strategy and market positioning, creative development, contact (media) planning and buying, social media support and public relations. Incenter Marketing works across all traditional and digital channels.
- [CampusDoor](https://www.incenterls.com/campusdoor/) - Campus Door is a pioneer in student lending whose student loan origination platform enables banks, credit unions and institutions to offer in-school student loans and refinances. Undergrads, grads and graduates apply for loans or student loan refinancing using the CampusDoor platform which dynamically generates acceptance, terms and rates according to the hosting institution’s risk parameters. CampusDoor’s Lending-In-A-Box programs give lenders and non-bank lenders a minimum investment/low-risk opportunity to support customers with a range of turnkey loan products.
- [Privacy Policy](https://www.incenterls.com/privacy-policy-2/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://incenterlender.wpenginepowered.com/wp-content/uploads/2023/08/INCLS-PhillyBR3b-min.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” animation_direction=”bottom” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]PRIVACY POLICY[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”who-we-are” _builder_version=”4.22.1″ _module_preset=”default” background_color=”gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c” custom_margin=”0px||||false|false” custom_padding=”125px||125px||true|false” custom_padding_tablet=”125px||125px||true|false” custom_padding_phone=”80px||80px||true|false” global_colors_info=”{%22gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c%22:%91%22background_color%22%93}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” width=”90%” max_width=”1440px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″
- [Terms and Conditions](https://www.incenterls.com/terms-and-conditions/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://incenterlender.wpenginepowered.com/wp-content/uploads/2023/08/INCLS-PhillyBR3b-min.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” animation_direction=”bottom” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]TERMS & CONDITIONS[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”who-we-are” _builder_version=”4.22.1″ _module_preset=”default” background_color=”gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c” custom_margin=”0px||||false|false” custom_padding=”125px||125px||true|false” custom_padding_tablet=”125px||125px||true|false” custom_padding_phone=”80px||80px||true|false” global_colors_info=”{%22gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c%22:%91%22background_color%22%93}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” width=”90%” max_width=”1440px” global_colors_info=”{}”][et_pb_column type=”4_4″
- [Vashti Brotherhood](https://www.incenterls.com/vashti-brotherhood/) - Vashti assumed the head of the marketing division in 2020 after years of consulting Incenter’s stable of companies on their sales and marketing needs. In this role, she serves as both the company’s creative director and chief brand strategist. Her proprietary North Star methodology helps companies distill their culture, vision, and mission into clear, meaningful market positions. These, in turn, become the foundation for distinctive brand development and powerful messaging.
- [Bruno Pasceri](https://www.incenterls.com/bruno-pasceri/) - Mortgage industry veteran Bruno Pasceri assumed the helm of Incenter in December 2017. Significant achievements under his leadership already include the acquisition and/or build out of Incenter Tax Solutions, Incenter Insurance, Incenter Diligence Solutions and Incenter Marketing, (followed by record growth), and the completed buyout of Incenter from Finance of America (June 2023). Working closely with the Incenter leadership team, he is responsible for setting the Incenter mission and vision, evaluating and guiding strategic acquisitions, and providing financial oversight and support across the Incenter family of companies. 
- [Pam Hamrick](https://www.incenterls.com/pam-hamrick/) - Pamela Hamrick runs Incenter Diligence Solutions, one of many Incenter companies dedicated to providing expert mortgage services to the lending community. She maintains responsibility for business strategy, operational efficiency, regulatory compliance, contract negotiation, and supervises the day-to-day operations of a team of highly skilled due diligence professionals.
- [News](https://www.incenterls.com/news/) - [et_pb_section fb_built=”1″ _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”1deg” background_color_gradient_stops=”gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005 0%|rgba(255,255,255,0) 100%” background_color_gradient_overlays_image=”on” background_image=”https://incenterlender.wpenginepowered.com/wp-content/uploads/2023/08/INCLS-PhillyBR3.jpg” parallax=”on” custom_padding=”150px||150px||true|false” global_colors_info=”{%22gcid-cb0082bf-d13b-47e9-8195-297705b30e94%22:%91%22background_color%22%93,%22gcid-277a0c87-1a8a-4074-b2ec-2cd82dd5d005%22:%91%22background_color_gradient_stops%22%93}”][et_pb_row _builder_version=”4.22.0″ _module_preset=”default” background_enable_color=”off” positioning=”absolute” position_origin_a=”bottom_center” custom_margin=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” background_color=”RGBA(255,255,255,0)” animation_direction=”bottom” hover_enabled=”0″ global_colors_info=”{}” header_font_size_last_edited=”on|phone” header_font_size_phone=”42px” sticky_enabled=”0″ header_font_size_tablet=”48px”]Incenter IN THE NEWS[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ module_id=”mission” _builder_version=”4.22.0″ _module_preset=”default” background_color=”gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c” custom_margin=”0px||||false|false” custom_padding=”125px||125px||true|false” global_colors_info=”{%22gcid-ba718ae9-e4ab-41dc-ab9b-ef58aa7a751c%22:%91%22background_color%22%93}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” width=”90%” max_width=”1440px” global_colors_info=”{}”][et_pb_column type=”4_4″
- [About Us](https://www.incenterls.com/about-us/) - Incenter is a collection of senior level executives with deep roots in the depository and lending industry. Our client engagements all begin with a simple question: What keeps you up at night? Your answer shapes a customized enterprise business review and recommendation detailing which Incenter solution or set of solutions will have the greatest, fastest impact on your business challenges and goals.
- [Fred Baiz](https://www.incenterls.com/fred-baiz/) - Fred Baiz joined Incenter as Chief Technology Officer in 2023, formalizing a role as head of technology services for Incenter that, for all practical purposes, he has fulfilled since 2017. In addition to leading all technology related strategies, decisions and deployments, Fred also brings his insight, experience and knowhow to the Executive Leadership Team. Incenter relies heavily on Fred and his team not only for the implementation and management of general operational and financial technologies and systems, but also for those platforms core to several divisional service offerings. He is also responsible for setting the company’s IT security compliance standards and ensuring these standards are supported across the enterprise. 
- [Divi Login Designer](https://www.incenterls.com/divi-login-designer/) - This page is used for Divi Login Designer extension. It will not be visible to your readers. Do not delete it.

## Categories

- [Uncategorized](https://www.incenterls.com/category/uncategorized/)
- [News](https://www.incenterls.com/category/news/)
- [Incenter Lender Services](https://www.incenterls.com/category/incenter-ls/)
- [Ideal Insurance Agency](https://www.incenterls.com/category/incenter-insurance/)
- [Incenter Tax Solutions](https://www.incenterls.com/category/incenter-tax/)
- [Incenter Diligence Solutions](https://www.incenterls.com/category/incenter-diligence/)
- [Incenter Marketing](https://www.incenterls.com/category/incenter-marketing/)
- [CampusDoor](https://www.incenterls.com/category/campus-door/)
- [Leadership](https://www.incenterls.com/category/leadership/)
- [Bruno Pasceri](https://www.incenterls.com/category/bruno-pasceri/)
- [Pamela Hamrick](https://www.incenterls.com/category/pamela-hamrick/)
- [Sara Parrish](https://www.incenterls.com/category/sara-parrish/)
- [Vashti Brotherhood](https://www.incenterls.com/category/vashti-brotherhood/)
- [Alison Tulio](https://www.incenterls.com/category/alison-tulio/)
- [Student Lending](https://www.incenterls.com/category/student-lending/)
- [Marketing](https://www.incenterls.com/category/marketing/)
- [Property Tax Solutions](https://www.incenterls.com/category/property-tax-solutions/)
- [Steve Winnie](https://www.incenterls.com/category/steve-winnie/)
- [Dawn Ringel](https://www.incenterls.com/category/dawn-ringel/)