Pamela Hamrick

President, Incenter Diligence Solutions

Pamela Hamrick runs Incenter Diligence Solutions, one of many Incenter companies dedicated to providing expert mortgage services to the lending community. 

She maintains responsibility for business strategy, operational efficiency, regulatory compliance, contract negotiation, and supervises the day-to-day operations of a team of highly skilled due diligence professionals. 

Prior to Incenter Diligence Solutions, Pamela held roles as Senior Vice President of Operations for Lending.com and First Financial Services where she managed the company’s processing, underwriting, closing, funding, compliance, disclosure, QC, and post-closing departments as well as the development and maintenance of the company’s Loan Origination System. 

More from

Pam Hamrick

Prevent the Dreaded Loan Buyback

Picture this: An independent mortgage bank (IMB) that makes 100 loans per month is gradually and strategically emerging from the industry downturn. The lender has diversified its products and services, automated its previously clunky processes and hired some star loan officers. All is moving in the right direction until 10 unexpected loan buyback requests come in from Fannie Mae, costing a total of $1 million. The impetus for the repurchases are loan defects that were never caught during the prefunding stage of the fulfillment process.