LEADERSHIP
Pamela Hamrick
President, Incenter Diligence Solutions
Pamela Hamrick runs Incenter Diligence Solutions, one of many Incenter companies dedicated to providing expert mortgage services to the lending community.
She maintains responsibility for business strategy, operational efficiency, regulatory compliance, contract negotiation, and supervises the day-to-day operations of a team of highly skilled due diligence professionals.
Prior to Incenter Diligence Solutions, Pamela held roles as Senior Vice President of Operations for Lending.com and First Financial Services where she managed the company’s processing, underwriting, closing, funding, compliance, disclosure, QC, and post-closing departments as well as the development and maintenance of the company’s Loan Origination System.
More from
Pam Hamrick
Incenter Diligence Solutions’ Pamela Hamrick–Non-QM: To QC or Not to QC?
Late last summer, Fannie Mae’s pre-funding quality control review requirements for agency loans caught the attention of an unexpected mortgage industry segment: Non-QM/Non-Agency loan originators. MBA NewsLink asked Pamela Hamrick, President of Incenter Diligence Solutions, to explain.
Loan buybacks haven’t disappeared, but they are trending down
To avoid costly repurchases, quality control efforts have ramped up across the industry, with future technologies expected to further amplify accuracy.
Connect with Pamela Hamrick, President, Incenter Diligence Solutions | Episode 185
Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers and shakers in the mortgage industry. This week we welcome Pamela Hamrick, President, Incenter Diligence Solutions
Author Showcase: Pamela Hamrick, Incenter Diligence Solutions
In Episode 26 of the Scotsman Guide Author Showcase, Carl White interviews Pamela Hamrick of Incenter Diligence Solutions about his article, “Prevent the Dreaded Loan Buyback,” in the January 2024 issue of Scotsman Guide Residential Edition.
Serious delinquencies hit 1999 low; tax, insurance costs up
The latest round of loan performance numbers adds to evidence there’s relative strength in mortgages compared to other consumer finance sectors, but there are still reasons to worry about performance.
Why distressed loans are scarce but market activity is up
Serious delinquency rates by at least one measure have dropped to a low not seen since 1999, but distressed servicing trades may be trending in the other direction. That’s in part because interest rate-related developments have created an environment where more mortgage firms are interested in selling, according to Pamela Hamrick, president of Incenter Due Diligence.
Should you outsource? Factors mortgage lenders ought to consider
Prevent the Dreaded Loan Buyback
Picture this: An independent mortgage bank (IMB) that makes 100 loans per month is gradually and strategically emerging from the industry downturn. The lender has diversified its products and services, automated its previously clunky processes and hired some star loan officers. All is moving in the right direction until 10 unexpected loan buyback requests come in from Fannie Mae, costing a total of $1 million. The impetus for the repurchases are loan defects that were never caught during the prefunding stage of the fulfillment process.
Incenter Diligence Solutions President Pamela Hamrick: Elevating QC to a Growth Leader
Just before Labor Day, Fannie Mae instituted new prefunding quality control review requirements, leading to larger discussions of the financial impact of QC processes on mortgage lenders. MBA NewsLink asked Pamela Hamrick, President, Incenter Diligence Solutions, to elaborate.
Pamela Hamrick, President, Incenter Diligence Solutions, Honored Among “Powerful Women of Mortgage Banking”
October 2023 | Mortgage Banker Magazine How close are we to a place where gender is not a distinction in mortgage banking? We're making excellent progress. The many women who have risen to the top, and are elevating other women, are accelerating our momentum. Becoming...